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HOME BUYER'S TIPS

"Buyers and Sellers get Rebates"
ASK US HOW!

Whether you are a first time buyer, stepping up and /or the sophisticated buyer, I can provide you with the information you need, and help guide you through the many decisions needed to purchase your new home. The following are some of the many steps that I will be able to help you with.

Getting started by pre-qualifying for a loan:
Finding out the amount you qualify for.
Determining usable equity in your current home.
Calculating property taxes and insurance.
Estimates of closing cost

Available Properties:
Multiple Listing Information.
In house Exclusive Listings.
Making appointments to view.

Disclosures:
Geological/Hazards Report.

Retrofit requirements.
Pest/termite reports.
Home inspection services, roof, chimney, septic tanks, and well reports (if applicable)
Preliminary Title Reports

Recommended Lender


Donna Bommarito

Loan Consultant
RPM Mortgage Services Monterey Branch
Email Donna

 

   

VISIT Chicago Title's Buyers Resources Center

Escrow:
Your Escrow Officer is a professional, neutral, third party who receives information from both sides of the transaction. The escrow instructions are carried out according to the contract written between the two parties. They also receive the deposit funds, which are credited to the buyer toward the down payment. Closing is often referred to as "Signing off" on escrow instructions." Usually done a week to five days prior to the actual close of escrow.

Signing Off:
Title Insurance.
Reports (Misc.)
Financing Terms.
Debits & Credits.
Fees and Services.
Recording the deed.

DOWNLOAD AND PRINT
8 Ways To Hold Title

Note: If the transaction is cancelled then both parties must agree to release these funds. In case of a dispute; then an arbitrator or a court of law determines the out come of who receives what funds or perhaps a division is made depending on the reason for canceling escrow.


"Your Home Town Real Estate Professionals"




Mont Grove Realty
"Doree" Doreen L. Hyland - CABRE # 01057265
800 Lighthouse Ave. Suite C, Monterey, CA 93940
Contact 831-521-5595
info@montgroverealty.com

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